What is the Sanchayapatra Calculator?
Estimate profit from Bangladesh national savings certificates (sanchayapatra) after source tax.
Enter investment, profit rate per year and term and the Sanchayapatra Calculator returns net profit per month, net profit per year, source tax rate applied, total net profit over the term and total at maturity. Results update as you type, and nothing you enter leaves your device.
How it is calculated
Source tax is 5% when total investment is up to Tk 500,000 and 10% above that. Profit rates differ by scheme and investment slab and are revised from time to time, so enter the rate printed for your certificate.
How to use it
- Enter investment.
- Enter profit rate per year in %.
- Enter term in years.
- Read net profit per month in the results panel. It updates as you type.
- Change any value to compare scenarios, or use Share to send the result as a link.
Worked example
Common questions
What formula does the Sanchayapatra Calculator use?
It uses: Profit = Investment × Rate × Years ÷ 100; Net profit = Profit × (1 − source tax).
What do I need to use the Sanchayapatra Calculator?
You need investment, profit rate per year and term. Sensible starting values are filled in so you can see how it works straight away.
Is the Sanchayapatra Calculator free, and is my data stored?
It is free with no sign-up. The calculation runs in your browser, so the values you enter are not sent to or stored on our server.