What is the Provident Fund Calculator?
Project your provident fund balance from basic salary, contribution rates and interest.
Enter monthly basic salary, your contribution, employer contribution, interest rate per year, years of service and salary growth per year and the Provident Fund Calculator returns fund balance, your total contribution and employer total contribution. Results update as you type, and nothing you enter leaves your device.
How it is calculated
How to use it
- Enter monthly basic salary.
- Enter your contribution in %.
- Enter employer contribution in %.
- Enter interest rate per year in %.
- Enter years of service in years.
- Enter salary growth per year in %.
- Read fund balance in the results panel. It updates as you type.
- Change any value to compare scenarios, or use Share to send the result as a link.
Worked example
Common questions
What formula does the Provident Fund Calculator use?
It uses: Each year: Balance = (Balance + yearly contributions) × (1 + interest rate).
What do I need to use the Provident Fund Calculator?
You need monthly basic salary, your contribution, employer contribution, interest rate per year, years of service and salary growth per year. Sensible starting values are filled in so you can see how it works straight away.
Is the Provident Fund Calculator free, and is my data stored?
It is free with no sign-up. The calculation runs in your browser, so the values you enter are not sent to or stored on our server.